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Diamond Engagement Ring, on Two Months Salary - Maybe Not!


Diamond spending - well, that is up to you. What to spend on a diamond is a tough and personal question. Two months' salary is a guideline.

Chances are if you are looking for a diamond then you have heard that you should pay two months' worth of salary. I would like to remind you that this won't work for everybody. There are lots of other things to consider when looking at the cost.

* Diamond vs Setting

The two months' salary rule applies to the whole engagement ring and not just the diamond. This means that you will have to find a balance between the price of the setting and the price of the diamond. Do you want a huge diamond and don't really care about the setting or do you want a custom platinum setting with accent diamonds and then whatever diamond you can afford.

Whatever number you decide on you will then want to get the most ring and diamond for that amount of money. Shopping online for a diamond engagement ring is a very smart choice. The rings and the diamonds will be much cheaper and of better quality. A good online store will have a return policy that guarantees the ring for 30 days or more.

Note: The price of the ring does not represent how much you love that person.

A couple of things to consider.

Expectations - Your fiancée maybe expecting a very nice ring that is out of your budget. In this case you have two choices: go in debt or explain to her that that would not be a good idea to spend that kind of money especially before your wedding. In the end the price of the ring will impact her life because your financial situations will merge after the wedding. If she wants the big ring she will marry the debt also.

Buying a good quality diamond is an investment that will not lose money. In fifty years this diamond will be worth more than you paid for it. Just ask your dad how much he paid for your mom's diamond.

Be practical. You must take a look at your lifestyle and your income to determine what you should spend. You will also need to look at whom you are going to give this diamond to. Does she like rock climbing and fixing fences or cruising on a yacht in the Mediterranean. When it comes down to it, most women would pick an engagement ring that is going to cost less than what you are going to spend.

WHY? Because women are practical (most). They will be impressed by whatever you get them because they know you put a lot of time and effort into selecting it.

Brock Hammill
Owner of http://www.online-diamond-buying.com - Helping people find the best diamonds on the internet.


MORE RESOURCES:

William & Kate - Royal Wedding

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NewsOK.com

Oklahoma City couple receive wedding of their dreams
NewsOK.com
By Heather Warlick Moore hwarlick@opubco.com Malorie and Michael Gulikers never dreamed they'd be able to get married with all the pomp and circumstance of the royal wedding of William and Kate (minus the wild hats). Both come from average Oklahoma ...

Kate Middleton's fallen off the humble wagon? - Examiner.com


Kate Middleton's fallen off the humble wagon?
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Prince William's been adamant in the past about keeping a low profile on expenditures out of respect for the country's tough economical times. His new wife appeared to go along with that strategy from the day she entered the royal family.

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England: Royal jousting at Blenheim Palace - New Zealand Herald


England: Royal jousting at Blenheim Palace
New Zealand Herald
This was a royal jousting tournament being held to celebrate the wedding of Prince William and Kate Middleton - though they hold tournaments regularly throughout the year - and what more regal setting could there be than this most imperial place.

Is Pippa Middleton Loved Up with George Percy?! - Gather Celebs News Channel


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It hasn't been a year since the Royal Wedding yet, but while Kate looks after her new puppy and William reports for duty in the Falklands, it's Pippa Middleton who is stealing the headlines! The latest reports suggest Pippa and George Percy, ...
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The Queen Loves Kate! Gives Her The Seal Of Approval! - PerezHilton.com


PerezHilton.com

The Queen Loves Kate! Gives Her The Seal Of Approval!
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Queen Elizabeth II loves her grandaugter in law and has given Kate Middleton her seal of approval! A courtier explained that the Queen Mum was giddy at Prince William and Kate's Royal Wedding. The courtier said the following: She was practically ...
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Diamond Jubilee: How the Queen is making Kate Middleton great - Mirror.co.uk


stv.tv

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